If you come to a personal loan from Cetelem and notice excessively high rates of interest being collected from you, now is the time to seek recourse against them. Ley Azcarate provides legal recourse that could help cancel out those overpaying interests.
Cetelem’s personal loans require having an I.D. number, regular income verification and being resident in Spain without appearing in any morassousness register.
Getting Started
Personal loans from Cetelem can finance an extensive array of projects and expenses that you have planned. There are various payment options available to you when purchasing items, and your choice of a personal loan depends on what goals you would like to attain in order to fund them.
Personal loans may be offered by different companies and banks, yet all are connected in order to offer similar financial options to all their clients. BNP Paribas Personal Finance (also known by its commercial brand Cetelem in Spain) specializes in consumer credit with over 1.500 distribution companies serving 35 million customers.
To help you learn how to calculate a personal loan, we highly suggest simulating with our user-friendly simulator. Simply specify your purpose, amount and repayment schedule before viewing your goal calculated – how quickly it’ll return back.
Cetelem’s unique selling point lies in its low minimum requirement that is equal to your PIB. Although we make such a significant investment, our experience and market knowledge will assist in helping determine how you need your personal loans to reach your objectives. With an effective selection, Cetelem ensures all recurring income will be returned over the agreed term.
Calculating Your Prestamos
Use our calculator to assess how much of a prestamo loan you can afford, along with your monthly payment and interest charges over time.
Microloans provide business owners with an excellent way of accessing capital for starting or expanding their operations. With lower interest rates than traditional loans, these microloans can help access funds needed for everything from inventory purchases to expanding your service or product offering.
To get started, click one of the buttons above to learn more and complete our form to begin applying for a microloan. If any questions arise during the process, don’t hesitate to reach out directly – our staff would be more than happy to assist!
Confirming Your Prestamos
As with any form of credit, accepting an Advance Cetelem requires meeting certain eligibility requirements. These include having either a bank account or mobile phone bill with valid credit terms attached that is suitable as collateral; in addition, an identification document will also be necessary to receive your invoice.
Application online is very straightforward, taking only 10-20 minutes and requiring your name, surname and registration number as well as credit card and mobile invoice/traditional invoice as required documents.
Notably, it is important to know that applying for a Cetelem loan if you’re registered as indebted cannot be done. We suggest exploring other available options here on Finmatcher – perhaps exploring ASNEF Loans might help?
Solvendi Abogados can assist with all types of loan fraud cases, from usury loans to payday loans and more. We have helped countless customers recover debts due to predatory lenders such as Cetelem or other financial entities by helping rescission of contracts they signed with these organizations – please reach out now for help!
Payment Options
Cetelem promises to deliver a payment within 48 hours after clients provide all required documentation and complete credit review processes; however, this timeline may differ depending on each client’s work done.
Cetelem’s official website offers you an efficient means of applying for a loan with different credit offers to suit any need or purpose, whether that is buying a car, hosting events or home renovation. All credit loans have different costs associated with them – be they used to buy cars, host events or complete home improvements.
At PYMES Finance Group we also offer our clients various payment options to suit the convenience and adaptability of each situation. One such loan, known as Participatory Lending Solutions or PLSs for short, provides finance that allows PYMES businesses to purchase cars at affordable rates.
Companys provide several other forms of credit such as light loans and auto financing loans, along with purchase/renewal credits that help you buy vehicles that meet your specific needs and objectives.