Bank loans in India have become an increasingly popular option over time. According to Tecnocasa’s report on this year’s first semester alone, Indian-originated mortgages made up 30% of new loan issuance.
ING Direct provides attractive mortgage loan conditions. Compare and select a mortgage that best meets your needs.
1. Cost
As is often the case, financing a home with debt forms the backbone of family expenses and financial strain. That means many mothers and fathers feel bewildered after purchasing a house, wondering how they will cover costs such as their mortgage loan payment or medical bill payments, as well as saving enough to cover college education for their kids.
ING has reduced the prices of its orange mortgage loans in order to better meet its clients’ needs. The institution offers an essential selection of products such as mixed mortgages with fixed and variable payment plans.
Initial tax payable under mixed mortgage loans will be determined by an initial TIN of 2.3% and subsequent to current Euribor rates which result in an TAE of 4.52%. ING also offers variable loans with one to three fixed years and variable remaining balance, for those looking for flexible payment terms. All these products can only be found through our lending bank network with presence across Spain – ING Direct; here you will receive tailored advice tailored specifically for each loan applicant.
2. Convenience
Hipotecas de ING are necessary private loans required for purchasing a house. Novagalma real estate advisors will guide your efforts and assist in negotiating terms with banks. Furthermore, hipotecas from ING do not come with fees or expenses associated with their contracting; you can secure one simply and 100% online.
ING offers three different loan products: variable, fixed and mixed loans. Their key advantage is no application fees or costs associated with opening accounts or subrogating debts.
ING mortgage loans provide one of the most attractive financing solutions. Their fixed initial monthly payment (fixed for five years), then converts to Euribor + 0.75% (term and approximate tasament). A five year TIN symbol ING loan, for instance, provides an initial fixed payment of 2,55% that exceeds 2% of Personal Income Budget and aids buyers when making major purchases. These ING loans also feature various loan repayment terms ranging from one or three years.
3. Benefits
Last July, ING decided to redesign their variable mortgage product offering so as to better adapt to modern times. They now provide two options of their Naranja Variable Loan product.
One has a set length and another variable type.
We work to connect all clients to their own mortgages.
Moms and fathers alike may wake up after seeing their kids come home thinking about how to pay the mortgage or medical bills or save enough for higher education of their offspring.
ING’s aim is to offer their clients an enjoyable and straightforward mortgage experience. The entity aims to help clients meet their long-term mortgage goals by helping to reach case resolution more quickly. They provide 24/7 customer assistance so clients may reach their agent and ask any pertinent questions or consult available services – while also providing independent call options in all available languages.
4. Flexibility
As a mortgage company in ING, they offer attractive bonuses to customers who opt for fixed rate mortgages; however, some individuals may experience problems with pricing for these mortgages.
This type of interest loan has an initial five year term before transitioning into variable payments of EURIBOR + 1.255% after that (5,25% TAE). Clients can extend the fixed term up to three additional years to smooth out any fluctuations in Euribor rates while making variable payments on any remaining loans due.
ING offers clients a more complete mortgage package by bundling its products like home and life insurance to reduce cost. Here, the price of hipoteca lasts from 25-30 years with more attractive repayment terms that reimburse every year the purchase price; overall the mortgage will also be less competitive in comparison with fixed market hipotecas.
5. Security
Commercially known as Orange Mortgages, Orange mortgages come in three flavors – fixed-rate loans, variable loans and mixed loans. Customers can select which variant is most suited to their circumstances.
For clients who prefer a combination of fixed and variable repayment terms, ING provides equally attractive solutions. For instance, five year mortgage loans feature an initial TIN of 2.5% before becoming adjusted according to current eurobor rates.
ING’s mortgages are also free from notary, management and registration expenses. Their interest payment will be calculated every six months according to the current eurobor rate; its cost assumes all payments without delays or tax liabilities.