Idealista mortgages do not charge their clients anything for using them, and their intermediation service with banks is free as part of their treatment.
Overall, my view on mortgage-idealista is positive. I use it often and consider it an essential tool. Its intuitive user interface enables precise budget calculations from home.
Getting started
Idealistic Mortgage Simulation Tool is a useful tool that will enable you to search for the ideal offer of home loan payments. This tool allows users to compare bank prices for various home loan products to find one with the lowest price, as well as determine terms, ahorro savings and how they have concluded.
Today, there is an abundance of similar tools online; however, not all provide equal information or are equally effective. Hippo search tools can be found at all banking institutions’ websites.
Idealista was established in 2000 and quickly rose to become one of Spain’s premier real estate brokerage firms specializing in sale and rental property. Over time, Idealista expanded its services in order to assist people in finding their ideal home or apartment – now with offices in three European nations – Spain, Italy and Portugal – becoming Europe’s first online mortgage advisor as well as anticipating further growth by entering new markets.
Finding a property
Idealistic mortgage simulation software enables you to anticipate approximately the fees, payments and terms and conditions that accompany taking out a home mortgage loan for a new residence. This tool is extremely helpful in making preemptive decisions in property acquisition processes as it compares data and prices of different home loan products available for each client type.
Utilizing this service, you can also collect information regarding local governments, bank loans, and any purchase-related clauses or obligations that pertain to purchasing property. By doing this, you’ll ensure there are no problems when purchasing your new home.
Idealista hipotecas doesn’t charge users any commission, and delivers information directly to financial institutions via its intermediary service. This tool is extremely intuitive and helps quickly and without complications to produce an accurate budget in an intuitive manner. My opinion of Idealista hipotecas is favorable; however I must bring up that it only offers limited filters to customize search, thus it might not be useful for all classes of people.
Buying a property
An ideal mortgage search tool is an invaluable resource to assist with finding a loan tailored specifically to your needs. In addition, Rastreator features several tools designed specifically to compare and calculate mortgage loans at your discretion.
Real estate market leader Zillow provides an online tool that, after inputting the requested details, provides buyers with tailored offers most suitable to them. Simply put, finding mortgage loans tailored specifically to meet your needs allows you to reduce monthly spending on paying for new real estate.
Another feature is that it enables you to choose between fixed, variable or mixed loans according to your preferred payment terms and trade account structure. Furthermore, this system also lets you define whether or not a formation loan payment would suit you best.
Idealista Hipotecas works with 15 banking institutions. Although this number may appear ample, its purpose should be to search all 15 and compare each offering against one another so as to find the optimal choice. By using this tool and Roams you will obtain an appropriate mortgage budget for purchasing your new property.
Financing a property
Idealist Mortgage works closely with banks to offer consumers as little as possible to purchase new housing. As a tool, Idealist Mortgage simulates how you will come to pay monthly installments on mortgage loan payments; to do this it requests that you complete some personal information before providing offers of fixed, variable or mix mortgage loans.
El Pais reports that EQT, Idealista’s founder, has secured financial assistance of more than EUR90 Million from several banks including BBVA, BNP Paribas, CaixaBank, Banco Santander, Credit Agricole ING SGBTCI and Unicredit to issue two loans with maturities set for 2029.
As with Idealista’s loan comparison engine, Roams provides you with the ability to compare among your loan offers and generate an appropriate monthly budget for you purchase. Furthermore, you have the flexibility of selecting variable, fixed or mixed interest loans as your preference.
Idealista’s financial assistance is complimentary for its clients, so that you can quickly discover which loans best suit your profile. In addition, technical support for all aspects of purchasing is provided and long-term advice given via telephone interviews from qualified professionals who will explain which loan products would best fit with your case as well as an extensive bank selection list.